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• Clydesdale Bank, has increased rates across its range for new and existing borrowers by up to 0.29 percentage points on residential deals and by up to 0.45 percentage points on BTL products.
• Borrowers have fewer residential and buy-to-let mortgages to choose from since 22 May, with the number of available mortgage deals falling from 5,385 deals to 5,012.

For example, a buyer putting down a 10percent deposit on a new home worth 350,000 with a 5percent cashback offer would see their fixed rate reduce from 4.79percent to 3.78percent over two years. But the lender, previously known as Platform, is also reducing three-year fixed rates with a 999 fee by 0.06 percentage points to 4.6percent. It will offer two-year fixed rates at 5.44percent and five-year rates at 4.99percent (75percent LTV), both with a 995 fee. Some brokers have expressed surprise at HSBC’s rate ries, given the growing market sentiment that the Bank of England could cut interest rates this summer.

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Principality building society is withdrawing its two-year fixed rates for new customers at 75percent and 90percent loan to value, available through brokers, from 8pm this evening. The move by State Bank of India is part of rate cuts across two and five-year fixed rates for BTL borrowers. It follows a happy-gambler.com read review number of lenders who cut five-year fixed rates to under 5percent last week for residential borrowers. Santander, the fourth largest lender, is cutting fixed rates for new and existing residential and buy-to-let customers from tomorrow . Santander, plus a host of smaller lenders, have cut fixed mortgage rates for new and existing customers following a freeze to the Bank of England base rate last week, writes Jo Thornhill. LendInvest, the specialist BTL lender, has re-entered the five-year fixed rate remortgage market after withdrawing all deals for new customers in August.

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However, rising house prices and interest rates are likely to continue to prove a hurdle for mortgage applicants. One fifth (20percent) of UK homeowners say they are unsure how they will afford their next mortgage payment, according to a recent survey by our online mortgage broker partner, Trussle. Borrowers can pay back the equity loan at any time after the build is finished but it must be repaid in full by the end of the mortgage term or when the home is sold, whichever happens sooner. Today sees the launch of a government-backed scheme designed to help buyers with small deposits onto the property ladder with homes tailored to their exact requirements. The cost of living is soaring with annual inflation at 9.1percent in the year to May, while the Bank of England’s Base rate has risen five times since December from 0.1percent to its current 1.25percent. The rules were introduced by the Bank of England in 2014 and revised in 2017.

August: Positive Inflation News Justifies Lenders Cuts

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July: Fixed Mortgage Rates Under Sustained Pressure

Among its new rates it will offer a five-year fix for home purchase at a market-leading rate of 4.29percent. Barclays is cutting selected fixed rate mortgage deals by up to 0.43percent across residential and buy-to-let borrowing, effective tomorrow , writes Jo Thornhill. But Halifax has also increased selected remortgage deals, including an uplift to rates on larger mortgage loans, shared equity deals and green mortgages by up to 0.12 percentage points. Selected two-year product transfer deals will also increase by the same amount. However,Halifax for Intermediariesis bucking the trend by reducing selected mortgage deals, also from tomorrow morning.

Former NetEnt developer with MSc in Casino Game Development from the London School of Economics and an article featured in The Times of Malta. Jamie dissects each game and casino, so you can read reviews that blend passion and insight. You’ll never meet a person who knows more about game mechanics than him.